Financial freedom is what everyone seeks, which is why some works two to three times harder than others. However, sometimes unforeseen instances like a sudden loss of a job or bankruptcy might affect one’s financial status, specifically their credit health. Malik Hall is no stranger to the struggles of having poor credit, which is why he decided to build Universal Credit Clinic after fixing his credit.
Years ago, Malik’s credit status was not in top shape, and it made it hard for him to function since most processes are dependent on credit status. After getting in touch with various creditors and three major credit bureaus to omit the negative items in his credit report, he was struck with the idea of helping others with their credit.
One of the core values of Universal Credit Clinic is transparency. With clients all over the United States and Canada, this Southeastern, USA-based company gives utmost importance to have a personal connection to their clients, aside from professional relationships. The reason behind this approach is that Malik wants to cater to everyone, regardless of their demographic and credit status.
The group’s inclusivity becomes more evident with their clients who have credit scores as low as 0 and up to more than 750. Everyone is welcome to start a guided journey with Malik and his group. In line with transparency, they communicate with their clients and discuss everything in their credit record. Without sugarcoating, Universal Credit Clinic will relay the steps necessary to improve their credit and walk by them.
When Malik was asked about his motivation in establishing his company, he said, “What motivates me to maintain and persist Universal Credit Clinic is knowing that I can help everyone reach their financial freedom. The happiness and peace my clients experience motivates me to keep going.”
It is undeniable that finances are what everyone dreams of having, but most people tend to lose hope whenever obstacles like having a low credit score come their way. This is why people are fortunate to have people like Malik and his group, who genuinely care for each client’s wellbeing. Malik’s experience opened his eyes to how cruel some companies can be and how disheartening the process of repairing credit can become. To ease the burden, he strives to build a company with pro-client values as their foundation, which would surely withstand any storm.
Years from now, Malik hopes to see his team grow and establish more connections to clients in the United States and different parts of the world. This vision makes them strive to be the best they can be and help more people to maintain their lifestyle without their credit being a roadblock. Also, a message of hope is what they aim to deliver, to let people know that there will always be room for improvement regardless of what swamp one is in. Universal Credit Clinic is more than willing to toss the rope to pull out their clients and avoid a life lived in debt.
To know how to start planning a guided strategy to financial freedom, follow his official Instagram, or search #MalikHall, #MalikFromTMobile or #MalikTheCreditGuru on the platform.
